Just ask. Your books answer.
Zympli reads what your bank and your suppliers sent you and builds the ledger. Then you can ask it anything about your own numbers — in plain English, with no chart of accounts in sight.
How are takings tracking this month?
$38,600 so far — about 6% ahead of last month at the same point.
Takings · week by week
What am I paying my suppliers?
$11,240 this month. Dairy and coffee beans are two thirds of it.
Suppliers · this month
There's a $420 payment I don't recognise last Tuesday.
SQ *TRADE SUPPLY — no invoice against it. It's the only unmatched payment over $100 this month.
Ask Marta for the invoice.
Asked her. I'll match it and code it when it arrives.
1 document requested
awaiting Marta
The bean roaster invoice is always cost of sales.
Saved.
Rule saved · Roaster → Cost of Sales
14 past payments recoded
Can I claim the coffees I give the staff?
There's published guidance on staff amenities versus entertainment and I can show it to you — but which side yours falls on is a registered accountant's call.
Send to a registered accountant
Your file goes with it, already prepared
What did materials cost me this quarter?
$42,180 across the quarter, up 18% on the one before.
Supplies and materials · this quarter
Which supplier is most of it?
Bunnings, $16,940 over 31 purchases. Next is Reece at $8,210.
Where the quarter went
Anything on the Henderson job without an invoice?
Four payments, $3,120 all up. Three are Bunnings, one is a $980 transfer with no reference.
Ask Dave for those.
Asked Dave for the four. I'll match them when they land.
4 documents requested
awaiting Dave
Bunnings is always materials. Don't ask me again.
Done — and the rule runs before the model from now on.
Rule saved · Bunnings → Supplies and Materials
31 past purchases recoded
Can I claim the ute?
I can show you what the published guidance says — but not how it applies to you. That's a registered accountant's call.
Send to a registered accountant
Your file goes with it, already prepared
What are we spending on consumables?
$9,340 this quarter — roughly flat on the last one.
Medical consumables · this quarter
Break down the practice overheads.
Indemnity and rent are most of it. Software is the one that moved.
Overheads · this quarter
Any receipts missing against the equipment purchases?
Two. A $3,480 payment to a device supplier and a $610 card payment with no merchant name.
Ask Priya to dig those out.
Asked her for both. I'll match them when they arrive.
2 documents requested
awaiting Priya
The indemnity insurer is always insurance.
Saved.
Rule saved · Indemnity insurer → Insurance
9 past payments recoded
Do we charge GST on the cosmetic consults?
Most medical services are GST-free and some cosmetic work isn't — but which side yours falls on turns on how the service is delivered. That's a registered accountant's call.
Send to a registered accountant
Your file goes with it, already prepared
How did takings go over winter?
$126,400 across the three months, with July well ahead of the rest.
Takings · winter
What went out to stock suppliers?
$71,900. Three suppliers are almost all of it.
Stock purchases · winter
The card settlements don't match my till totals.
They wouldn't — settlement lands net of fees, a day behind. Across winter that's $1,840 in merchant fees, and four days where settlement crossed a month end.
Get the June statement off Sam.
Asked Sam for it. I'll reconcile the four crossings once it's here.
1 document requested
awaiting Sam
Merchant fees are always bank charges.
Saved. And that closes the gap you asked about — your till and the settlements now reconcile to the dollar on every day except the four that crossed a month end.
Rule saved · Merchant fees → Bank Charges
38 past payments recoded
Can I write off the stock that didn't sell?
There's published guidance on writing down trading stock, and I can show it to you — but whether yours qualifies is a registered accountant's call.
Send to a registered accountant
Your file goes with it, already prepared
How did term fees come in this year?
$284,000 across four terms. Term 1 is always the big one.
Term fees received
Where did it go?
Venue hire is the largest line, ahead of teaching resources.
Costs · this year
Which excursion costs have no invoice?
Five payments, $4,270 all up — four coach hire, one venue deposit.
Ask Tom for the coach invoices.
Asked Tom for the four. The venue deposit I'll chase separately.
4 documents requested
awaiting Tom
The coach company is always excursions.
Saved.
Rule saved · Coach hire → Excursions
17 past payments recoded
Are the holiday programs GST-free like the term courses?
Course fees can be GST-free, but it depends on how the program is accredited — and that's a registered accountant's call, not mine.
Send to a registered accountant
Your file goes with it, already prepared
What's waiting on me?
Five positions drafted and waiting for a signature. Each one is a question a client's books couldn't answer.
Awaiting your review
Open the vehicle one.
Hendricks Building, sole trader. I've drafted it as a business asset with a private-use adjustment taken from the logbook they uploaded, and the depreciation limit applied. Reasoning and the source are attached.
Drafted position · vehicle deduction
Treatment, reasoning, source, and the 3 transactions it affects
How old is that logbook?
FY24. A logbook holds for several years unless the pattern of use changes materially — so I've put it in the draft as an assumption, not a finding. Worth a question before you sign.
Take private use to 35% and release it.
Updated and released under your signature. Hendricks can see it now, with the reasoning.
Released · signed by you
Client notified · recorded against their FY25 file
How much of this is coming from where?
Twenty-three positions this quarter. Two clients are most of it.
Positions reviewed · this quarter
See it for your kind of books
For business
An ABN holder with bank statements and no bookkeeper. Upload what arrives, get a ledger back, and never code a transaction.
- Sole traders, cafés, trades, small companies
- Free plan, no card
For accountants
A practice that wants its margin back. The coding happens before anyone on your team opens the file, and your rules stay yours.
- Bookkeeping practices and small firms
- The part of Zympli furthest along
There is a machine behind the conversation
This part is running in production today. It is what lets the assistant answer from evidence rather than from a guess — every figure it gives back has the document it came from still attached.
Upload
Bank statement PDFs from Westpac, ANZ, CommBank and NAB. CSVs, spreadsheets, photos of receipts.
Extract
Every transaction pulled out — date, merchant, amount — with the document it came from still attached.
Classify
Your rules run first, then your own confirmed examples, then the model. Never the other way round.
Review
Only what the engine couldn't settle reaches you. Nothing posts until a person confirms it.
The full detail — bank by bank, rule by rule — is on the business page.
Three things that are hard to copy
The ledger is built from your documents
Not inherited from someone else's file. So every figure keeps the invoice or statement line behind it, and the assistant can show you what it used.
Your corrections become permanent
Fix a coding once and it becomes a rule that runs before the model, on every future document. It gets better because you used it — and that improvement is yours, not a shared model's.
The hard questions reach a registered human
With your file attached. Not a name from a directory to go and chase — an accountant opening books that are already built, classified and auditable.
A business, an engine, and a registered human
Most accounting software sells to one side or the other. The interesting part is what happens between them — and it happens at the exact moment the software has to stop.
Keeps its own books, without keeping them
Uploads whatever the bank and the suppliers sent. Gets a classified ledger, reports, and an answer when it asks what the numbers say. Never codes a transaction.
- Documents in
- Ledger and reports out
- Asks its own books
Answers what it may, and stops where it must
Builds the ledger from the documents themselves, so every answer has evidence behind it. Facts about the books it will answer. A tax treatment it will not — it drafts the position instead and hands it over.
- Rules, then your examples, then AI
- Cites what it used
- Knows where the line is
Reviews what crossed the line, and signs it
Receives a drafted position on books that are already built, classified and auditable — with the part that needs a registration clearly marked. Confirms or corrects, and releases it signed.
- A prepared file, not a lead
- Reviews rather than rebuilds
- Signs under their registration
“This needs to be validated by an accountant” stops being a warning and becomes a price tag.
The moment the software has to stop is the moment it can hand you someone who doesn't — with your file already prepared. That handover is designed and priced. It is not built yet, and nothing on this site charges for it.
Where the product is today
We are in early access and some of what is described on this page is not finished. Rather than leave you to find out which parts, here is the whole list.
Running in production
- Documents in — extracted, classified, reviewed
- Chart of accounts, templated by industry
- Rules engine, running ahead of the AI
- Review queue with live progress
- Balance Sheet, P&L, General Ledger, FY statements
- The workspace accounting firms use for their clients
Being built now
- The self-managed experience for a business keeping its own books — it works, but it still wears the shape of the firm product
- Provider connections, the prerequisite for any agent turn at all
Designed and priced, not built
- The agent that operates the platform and explains what it did
- Access from your own AI client, over MCP
- The link between a business and its accountant, with consent and scope
- Escalation to an accountant-validated position
A working engine, a designed business, and the layer between them still to build. That is the honest position, and it is why we are asking for your email rather than your card.
Get the books off your desk
Early access is open to Australian businesses keeping their own books, and to the practices that keep them for others. Tell us which you are and we'll come to you when your side is ready.
Built in Sydney · Australian data infrastructure · No lock-in