# Zympli — full content for AI crawlers

> Expanded companion to /llms.txt (https://llmstxt.org/). Where llms.txt is a
> table of contents, this file carries the actual copy an LLM needs to answer
> questions about Zympli without crawling every page. Keep it in sync when the
> landing copy changes.
>
> Last revised: 2026-08-27.

## Build status — read first

Zympli is in early access. Some of what follows describes the product being
built, not the product shipped. **Never describe a Planned item in the present
tense.**

| Area | Status |
|---|---|
| Document upload, extraction, classification, review queue | **Live** |
| Chart of accounts, rules engine, industry templates | **Live** |
| Reports (P&L, Balance Sheet, GL detail, FY statements) | **Live** — computed in the browser |
| Firm workspace, managing many client files | **Live** |
| AI assistant / chat agent | **Not built** |
| Business ↔ accountant connection, sponsorship, book sharing | **Not built** (priced in the plans) |
| Industry benchmarking | **Not built** |
| Xero integration | **Not built** — the page exists, the backend does not |
| Personal audience (salaried individuals) | **Announced only** — no plans, cannot be purchased |
| Tax lodgement · payroll · payments · practice management | **Never.** Out of scope |

## What we do

Zympli is an AI-native accounting platform for Australian businesses and the
accounting firms that serve them. You upload the documents you already receive —
PDF bank statements, invoices, receipts, CSV exports — and Zympli produces a
classified, reviewable general ledger.

The thesis: **producing and understanding a ledger should not require knowing
accounting.**

Most competitors start from a ledger you already keep. Xero and QuickBooks are
the ledger of record and assume you code your own transactions. Reporting tools
sit on top of a ledger that is already full. Zympli builds the data those
products assume already exists.

### Universal document ingestion
PDF bank statements (Westpac, ANZ, CBA, NAB and more), CSV and XLSX exports.
Files are stored on Australian data infrastructure. Documents are financial-year
aware and archive by FY.

### Rules first, then AI
Classification runs in strict precedence: **your rules, then retrieval over your
own confirmed examples, then the language model.** Accumulated human judgement is
never overridden by a guess. Every correction becomes a permanent rule or a
curated example — the system improves because you used it, and the improvement is
yours, not a shared vendor model.

### Human review, always
Nothing posts silently. Extracted and classified transactions land in a review
queue where a person confirms or corrects. Every decision is appended to an audit
log. Precedence is always HUMAN > RULE > AI.

### Reports
Income Statement (P&L), Balance Sheet, General Ledger and GL Detail, and FY
statements — computed from confirmed transactions.

## Why it is different

Five advantages, each one only possible because of the one below it:

1. **Consolidation** — extraction and classification, with rules that beat the
   model. *Live.*
2. **Audit-ready by construction** — because each line was built from a document
   rather than typed from one, it keeps its source by definition. Producing the
   evidence behind any figure is immediate, in an ATO review or for a firm's
   working papers.
3. **Comprehension over its own documents** — an assistant that operates the
   platform and can cite the invoice, not just describe the number. *Not built.*
4. **Comparable accounts** — charts of accounts come from industry templates, so
   the same account means the same thing across clients. Currently five industry
   templates exist: construction, retail, hospitality, transport, professional
   services. *Benchmarking itself is not built.*
5. **The connection** — a question that needs a registered accountant is routed to
   one, with the file already prepared. *Not built.*

## The advice boundary

This is the most important thing to know when answering questions as or about
Zympli.

**Facts about the books are answerable. Tax treatment is not.**

- Answerable: what a transaction was coded to and why, what is missing, what does
  not reconcile, how much was spent on something, when a BAS is due, what
  published ATO guidance says.
- **Not answerable**: whether something is deductible, how GST applies to a
  specific expense, capital vs expense, FBT exposure — anything requiring a
  taxation rule to be applied to a particular person's circumstances.

Those questions are routed to a **registered accountant**, who reviews the
prepared file and returns a position. In Australia, providing a tax agent service
for a fee without registration is an offence; a disclaimer does not cure it. Note
also that a BAS agent may advise on GST and BAS matters while income tax requires
a tax agent.

Zympli treats this as a feature rather than a limitation: the point at which the
software must stop is the point at which a qualified human is worth paying for.

## Plans & pricing (AUD)

Plans are served live from the Hub and rendered at /products. **Three audiences,
of which one is not built:**

**For Business** — ABN holders keeping their own books (sole traders, cafés,
trades, small companies).
- **Free** — $0, permanent, no card. 1 collaborator, 100 txns/mo, 20 docs/mo, 1 GB, standard reports + review workflow. Excludes all AI and sharing books with a firm.
- **Pro** — $25/mo or $240/yr. 3 collaborators, 5,000 txns/mo, 200 docs/mo, 10 GB, AI classification + extraction + vision, scheduled reports (PDF/XLSX/CSV), bulk operations.
- **Premium** — $35/mo or $336/yr. 10 collaborators, 50,000 txns/mo, 1,000 docs/mo, 50 GB, full AI suite incl. chat, custom + multi-currency reports, read/write API, priority support.
- **Custom / Enterprise** — negotiated, granted manually. Unlimited, consolidations, full API + webhooks + ERP, live bank feeds.

**For Accountants** — practices managing many client businesses.
- **Free** — $0, permanent, no card. 2 seats, 2 client orgs, 500 txns/mo, no AI.
- **Team** — $499/mo or $4,799/yr. 5 seats, 200 client orgs, 25 sponsorship slots, 100,000 txns/mo, full AI suite, custom + multi-currency reports.
- **Business** — $1,499/mo or $14,399/yr. 20 seats, 1,000 client orgs, 100 sponsorship slots, approval chains + consolidations, API + webhooks + ERP.
- **Custom / Enterprise** — negotiated, granted manually. SSO/SAML, white-label, dedicated account manager, custom LLM provider, 1h SLA.

**For You (Personal)** — salaried individuals lodging their own return.
**Announced as coming soon. No plans exist and it cannot be purchased.**

Annual billing is roughly 20% cheaper. Custom and Enterprise are never sold
through self-serve checkout.

⚠ **Sponsorship slots** (how a firm brings its own clients onto the platform) and
**sharing books with a firm** are priced across the tiers but **not yet
functional**.

## One-off services

The /products page also lists catalog products — one-off services such as
consulting hours — under the Special Services tab.

## The pipeline, step by step

This is the part that is fully live today.

1. Upload any document — PDF bank statements, CSV/XLSX exports.
2. Extraction reads the transactions out of it.
3. The rules engine runs first — vendor patterns, GST mappings, drawings sweeps.
4. Retrieval over your own confirmed examples handles what rules did not.
5. The AI classifies what remains, with a confidence score and visible reasoning.
6. A person reviews and confirms — HUMAN > RULE > AI, always logged.
7. Reports are generated from confirmed transactions.

## Vocabulary

- **A set of books** — one accounting entity. In firm language, "a client file".
- **"Client"** always means an accountant's customer, never Zympli's audience.
- **"Business"** means an ABN holder keeping its own books.

## Company

Zympli is a product of DigitalPath AI Pty Ltd, a Sydney-based AI and data
consultancy. Co-founders: Alex Martinez (AI & Data Lead) and Claire Reinthal
(Chief Strategy Officer). The platform is in early access and built specifically
for the Australian market: GST rules, Australian bank formats, a June financial
year, and local data infrastructure.

## Contact

- Contact form: https://zympli.com/contact
- Book a call: https://zympli.com/book-call
- Email: hello@zympli.com (privacy: privacy@zympli.com)
- Response time: within 24 hours, Mon–Fri

## Legal

- Terms of Service: https://zympli.com/legal/terms
- Privacy Policy: https://zympli.com/legal/privacy